WDFS - About Us

Our Mission

To educate our clients regarding financial decisions,

provide the highest quality fee-only financial services, and

present objective investment and personal financial planning advice.

About Us

All members of WD Financial Services are CPAs. A CPA is expertly and uniquely positioned to provide you with financial advice. We provide clients with unbiased expert and objective advice.

Large Enough to Serve, Small Enough to Care

We have passion for our clients and get to know our clients on a level that no other firm does. Because we are a small firm, we are able to get to know our clients on much deeper level. In the same respect, our firm is large enough to provide the depth and breadth of services our clients expect.

Team Approach

We have a team approach as it relates to your financial needs and portfolio management. Team members have diverse backgrounds, and each of them plays a unique role in the planning process. It is not just one individual that is fully responsible for the success of our clients. All of us are here to serve you and to answer any questions that you might have.

Experience and Educational Background

WD Financial Services, LLC has helped its clients achieve their financial goals for over twenty years. Each team member makes a significant contribution to our clients’ success. Our personal financial experts have extensive experience and training in various aspects of financial planning and tax. Our personal financial planning team members are CPAs and hold at least one additional planning specialty designation, including the following professional designations:

Certified Financial Planner (CFPÒ)
Personal Financial Specialist (PFS)
Certified Public Accountant (CPA)
Accredited Investment Fiduciary (AIF®)

How We Provide Services Differentiates Us

We will provide you advice for a fee. There are NO hidden fees and NO hidden sales commissions. All fees are disclosed in our contract prior to engaging our services. As a Fee-Only fiduciary advisor we are compensated by you, our client. We work solely in YOUR best interest, it is our moral and legal obligation to you as a FIDUCIARY. This fiduciary relationship requires, by law that your best interest comes first. We simply do not believe investment or financial advice should be given ANY other way.

While our fees are reasonable, there may be other firms that offer lower or even so-called “free” financial plans. All of our fees are disclosed and we do not receive compensation from any products, mutual funds or other investments. “Free” or reduced cost plans are typically offset by other fees the advisor receives, sometimes known or referred to as “fee-BASED” advisors; we rarely find these fees clearly disclosed. We are a fee-ONLY advisor, which means that our compensation is solely from the fee we charge you, with no commissions earned from product or mutual fund sales. As a result, we feel no allegiance to a particular product or fund and can act simply in your best interest.

For more information regarding Fee-Only advisors, we recommend the website of the National Association of Personal Financial Advisors (NAPFA), a self-regulating fee-only advisor association; their website can be found on the web at www.napfa.org. Jon Govin, is a NAPFA Registered Financial Advisor.

A NOTE ABOUT WD FINANCIAL SERVICES, LLC

WDFS grew out of Weber & Deegan, Ltd. tax clients' desire for objective guidance and solutions to their financial needs. To best serve the client, we believe a financial advisor should not receive compensation contingent on the purchase or sale of a financial product. Accordingly, we use no-load (commission free) funds in designing our portfolios. We found that investors do not know what all of the fees are that they are paying (some think advice and plans are free), so we disclose all fees, upfront, before you begin working with us.

Our service will pay for itself with reduced investment costs, income and estate tax savings, potential reductions in insurance costs and, perhaps most important, peace of mind that comes with a formal plan and asset management by an objective fiduciary.